The Social Security Disability Insurance (SSDI) program is designed to provide income to workers who are left unable to earn a living due to a long-term illness or injury. These benefits always take the form of cash payments designated for the payment of rent or for basic necessities.
When determining what the amount of these monthly payments will be, the Social Security Administration (SSA) uses a complex formula that examines the applicant’s work history, their age at the time of disability, and their past earnings to calculate a monthly payment amount. In addition, a disabled worker’s spouse and children may also be eligible to collect these payments.
A seasoned SS disability lawyer could help you better understand available Gwinnett SSDI benefits. Our legal team can assist you with filing claims that give you the best chance at collecting these payments.
Cash Payments for Disabled Workers
The main beneficiary of SSDI payments is the disabled worker. To determine the value of potential payments, potential claimants can use a calculator published by the SSA to estimate the amount of benefits they might be eligible to receive. This calculator takes into account a number of factors, including:
- Age when the disability occurred;
- The claimant’s number of years worked prior to disability; and
- The amount of income earned by the claimant.
In general, a monthly payment amount for Gwinnett County SSDI benefits ranges between $700 and $1,800 per month. Once the SSA determines that a worker is disabled and after the six-month waiting period has expired, payments would be issued every month.
How Long Do SSDI Benefits Last?
SSDI is not meant to be a free benefit program. As a worker performs their job, they accumulate credits that are applied to their Social Security portfolio, with one full year of work equating to four work credits.
To qualify for any benefits at all, a claimant must have accumulated 20 work credits through at least five years of total work experience, although as a worker ages they must accumulate additional credits to claim benefits. SSDI benefits typically last until a worker reaches retirement age, at which point the benefits transfer over into Social Security retirement payments.
In addition, a worker may receive both SSDI and SSI payments. However, SSI payments only apply if the disabled person lacks any additional source of income such as a working spouse and has no assets to liquidate for cash. A Social Security disability attorney in Gwinnett can help individual applicants better understand the available benefits and how to best go about applying for them.
Gwinnett County SSDI Benefits Could Provide for the Future
A portion of the taxes that everyone pays contribute to the Social Security Disability Program. As Georgia residents work, they accumulate credits that are designated to provide disability income in the event of an injury or illness.
If a worker suffers a condition that prevents them from working, they may qualify for SSDI benefits. These benefits come in the form of cash and can be used to pay for food, clothing, and shelter. In addition, there is no income requirement or poverty expectation needed for the SSDI program. As a trade-off, the applicant needs to have worked for a certain amount of time to qualify for SSDI.
This can all combine to confuse many potential applicants. Fortunately, a knowledgeable advocate for the disabled can help ensure you are aware of and understand the Gwinnett SSDI benefits available to you. Call today to discuss your claim.
