It is a reasonably well-known fact that those unable to work due to a disability may be eligible to collect payments from social security disability insurance (SSDI). However, fewer people are aware that a disabled person’s family members may also qualify for SSDI benefits. If you have questions regarding your eligibility status or the status of a potentially qualifying family member, reach out to The Khaki Law Firm, LLC for detailed guidance.
Who Qualifies as a Dependent for SSDI Benefits?
The Social Security Administration (SSA) is mindful that others may be impacted when a handicap prevents someone from working. Family members may be eligible for payments as dependents if they are directly affected by the loss of household income experienced due to the SSDI recipient’s disability. Examples of qualifying family members include:
- Children and stepchildren
- Former spouses
It is important to note, however, that there are additional factors beyond familial relation that determine who may qualify for dependent benefits. Working with a dedicated social security attorney can help clear up any questions regarding these requirements.
Financial Restrictions on SSDI Dependent Benefits
According to the SSA, a person’s disability benefits are not dependent on family size. However, the payments for each family member are based on the individual’s SSDI benefits. The total SSDI compensation for all dependents may not exceed 150 to 180 percent of the individual’s disability rate. This means the amount given to each family member will be affected by the total number of dependents receiving benefits. For example, each individual may be entitled to receive payments of up to 50 percent of a disabled person’s benefits if only one or two family members qualify.
Applying for Benefits on Behalf of a Family Member
An individual can apply for SSDI benefits for a dependent at the same time they apply for their benefits or at a later date. Additional forms and documentation are typically needed, but requests can be made in person or online.
Contact Our Firm with Your SSDI Benefit Eligibility Questions
Although federal rules are in place to assist disabled individuals in obtaining SSDI payments, establishing a claim and meeting the requirements can be difficult. Luckily, our team of seasoned attorneys can happily assist applicants through the eligibility process and help them comprehend their options.
Contact our firm today if you have questions about whether you or a family member qualifies for SSDI benefits.