If you have suffered a disability that has rendered you unable to work for the foreseeable future, you might be able to apply for Social Security disability (SSD) benefits. Your eligibility to receive SSD benefits depends on the extent and nature of your disability, your current financial situation, and the income earned over your working life, among other factors. If you have questions about the types of SSD benefits that are available in Atlanta, it is advisable to talk with an experienced lawyer who can help you explore your options.
The two main types of SSD benefits that an Atlanta worker may qualify for are Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). These benefits are separate programs, but in some cases, an individual may qualify for both.
To be eligible for either type of SSD benefit, you must have sustained a disabling injury or illness that prevents you from securing or maintaining gainful employment. A local legal representative at our firm can help you understand whether you meet the eligibility criteria for either type of SSD benefit.
SSDI benefits may be available to individuals who are unable to work due to a disabling injury or illness that is terminal, has existed for a minimum of 12 months, or is anticipated to continue for 12 months. You must also have earned enough work credits to qualify for this type of SSD benefit in Atlanta.
This could include both traditional and self-employed worker who have contributed to Social Security during their working lives. If you are suffering from a temporary or partial disability and you can perform some of your job duties or other types of work, you would not be able to claim SSDI benefits.
SSDI benefits can provide essential coverage for basic household and daily needs, as well as other vital expenses when your disability leaves you unable to engage in substantially gainful employment. The extent of the SSDI benefits that you may be entitled to will depend on many other factors, including your employment background and age.
You can collect a maximum of four work credits per year, but the amount you need to qualify for SSDI varies depending on your age at the onset of your disability. Additionally, individuals who earned more in the years preceding their disabling illness or injury may be entitled to more compensation than someone who earned a lower salary.
While your ability to receive SSDI benefits is dependent on your employment background, SSI benefits cater to the needs of disabled individuals on a much broader basis. Although both SSDI and SSI benefits may be available to some Atlanta workers, a person who is not eligible for SSDI benefits may still be able to claim SSI benefits. SSI benefits are designed to help low-income individuals who suffer from partial or complete blindness or who have a disabling injury or illness that is terminal or is anticipated to last for at least 12 months.
Navigating the SSD process can be confusing and difficult, especially without legal counsel. If you have questions about the different types of SSD benefits in Atlanta, a lawyer from our firm can provide answers. Our team can assess your situation and help you understand your options moving forward. Call our intake team today to arrange your confidential consultation.