Social Security Disability Insurance (SSDI) is a federal insurance program funded through payroll taxes that provides benefits to disabled workers. You may be eligible to receive SSDI if you are unable to work due to a physical or mental disability.
Eligibility for SSDI is unique in that it not only requires you to be disabled, but you must also have previously worked in a position where you contributed to Social Security. If you apply and qualify for SSDI, you would receive a monthly payment while you are unable to work.
Understanding exactly how SSDI works can be complicated even in the best of cases. However, you could rely on a seasoned Social Security lawyer to guide you through the application and approval process for Sandy Springs SSDI benefits.
The Social Security Administration (SSA) is tasked with oversight and administration of SSDI. Individuals seeking eligibility for SSDI must file a claim with the SSA either online or at a local Social Security office.
The SSA then reviews a claim and issues either an approval or a denial, a decision process which may take several weeks. Although it is not necessary to retain legal counsel to file a claim for SSDI, many find it advantageous to work with a professional who has experience with the SSA and who can make sure claims are completed correctly.
As of 2018, individuals who earn more than $1,180 per month do not qualify for SSDI. In addition, there are two main criteria that must be met in order to an SSDI claim to be approved. Specifically, claims must show that an individual meets Social Security’s definition of being “disabled” and that they have a sufficient work history.
To meet the required definition of disability, an individual must be unable to work for at least a year or have a condition that is terminal. SSDI does not cover short-term or partial disability, but there may be benefits available for these conditions from other sources.
To have a qualifying work history, an applicant must have earned a minimum number of work credits. Work credits are based on annual wages or income generated from self-employment. Although there are some exceptions for younger workers, an individual must have been working for five of the previous ten years to qualify as a general rule.
Certain family members of SSDI recipients are also eligible to receive benefits. A spouse, child, or ex-spouse who meets the established criteria can also receive Sandy Springs SSDI benefits. The amount of benefits paid out to family members does not impact the amount of benefits the disabled applicant receives.
The SSA initially denies many claims largely because they want to make sure that only individuals who truly cannot work are receiving these benefits. If the SSA denies a claim, SSDI applicants have the option of appealing this decision. Filing an appeal in most cases is extremely advantageous, as an individual’s chance of a favorable outcome is often much higher on appeal.
If you are seeking eligibility for Sandy Springs SSDI benefits, a qualified Social Security lawyer may be able to represent you. Call today to speak to a member of our team and schedule an initial meeting to discuss your case.