If you are facing a long-term disability, it could be in your best interest to pursue benefits through a Social Security Disability (SSD) claim. However, these benefits are only available for disabled individuals with a qualifying work history.
Qualifying for SS disability in Marietta can be a complex process, and many claims are unreasonably denied. Working with a dedicated Social Security Disability attorney could improve your chances of obtaining approval for benefits.
Qualifying as Disabled
The Social Security Administration (SSA) has strict requirements for determining when SS disability benefits are available. Depending on which Social Security program you’re applying for, you may have to prove that you have a diagnosed disability.
When it comes to Social Security Disability Insurance (SSDI) benefits, a disability is any conduction that significantly limits a person’s ability to conduct their normal work activities. This could include the ability to sit, stand, walk, lift, or remember things. These limitations must last or be expected to last at least 12 months or to result in death to qualify you for this type of SS disability.
The government provides an extensive list of conditions that automatically qualify as disabilities. This is list is informally known as the “blue book” and includes conditions like:
- Cardiovascular disease
- Mental disorders
- Kidney disease
- Sensory issues
- Immune system disorders
The blue book is lengthy, but it is not comprehensive, meaning it could be possible to secure benefits for a condition that is not listed. If aspects of your impairment are similar to one of the listed conditions, you may qualify for SS disability benefits on the basis that the impairment was equivalent to a formal listing.
Employment History Requirements
Establishing a qualifying medical condition is only one of the requirements for receiving SSDI. You must also have a minimum number of work credits, because SSDI benefits are paid through payroll taxes. This requirement ensures that SSDI recipients have paid an adequate amount of income taxes before they receive benefits.
It is possible to accumulate up to four work credits per year. The more work credits you have, the more likely you are to qualify for this type of SS disability benefit. There are also requirements related to how recently you worked. Depending on your age on the onset of disability, you must generally have earned some work credits in the last 10 years to receive the full amount of benefits.
Requirements for SSI Eligibility
Individuals who don’t qualify for SSDI might qualify for Supplement Security Income (SSI) instead. This SS disability program awards monthly income benefits to blind or disabled individuals who have reached full retirement age. To qualify for this type of SS disability benefit, you must fall below the SSA’s income threshold. SSI benefits are for individuals and families who are unable to make ends meet.
Talk to a Marietta Attorney about Qualifying for SS Disability
If you are blind, disabled, or living with a condition that could be fatal, you might be entitled to receive SSD benefits from the SSA. These benefits could provide you with the funds you need to live comfortably, despite one or more disabling condition. Contact our firm to discuss qualifying for SS disability in Marietta with a professional.