The Social Security Administration (SSA) oversees various programs that provide financial assistance to American citizens in need. Unfortunately, applying for help from the SSA is not always a straightforward process. Eligibility requirements for benefits are very strict, and it is common for first-time applicants to have their claims denied.

Guidance from a Cumming Social Security lawyer can help you understand what the SSA is looking for in an application for benefits. If your application is denied, a qualified disability attorney from our firm can also work with you to appeal that decision and potentially have it overturned.

Differences between SSI and SSDI

The two main programs through which the SSA provides income-related benefits are Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI). While these two programs have similar names, they have very different qualifying conditions and are meant for people in drastically different situations. A Cumming Social Security attorney can clarify which program you may be eligible to receive benefits from based on your individual circumstances.

SSI is funded by general federal taxes and is meant to provide people in need with enough money to buy basic necessities. Both adults and children who are permanently disabled, have very little yearly income, and have less than $2,000 in assets – or $3,000 for married couples – are eligible to receive SSI benefits.

Alternatively, SSDI is funded through FICA taxes on workers’ paychecks and is only available to those who have spent a certain amount of time in the workforce before becoming disabled. Accordingly, eligibility for SSDI benefits is based on how many “work credits” you have obtained rather than your current income and assets.

Difficulties with Social Security Denials

Both SSI and SSDI applications rely on the SSA’s definition of “total disability.” In order to be eligible for benefits through either program, you must be older than 18 and suffer from a medical condition, disability, or disfigurement that prevents you from earning a living and will either last for at least 12 months or directly result in premature death.

Many initial applications for Social Security benefits are denied because the information the applicant has provided doesn’t prove total disability in the eyes of the SSA. Whether an application is denied for this reason or any other, a Social Security lawyer in our area can provide guidance to any applicant seeking to appeal the decision made in their case.

Initial appeals of claim denials should be made through the SSA’s disability appeal system, which can be done online or by contacting a local Social Security office. The closest such office is in Gainesville, Georgia at Suite 210, 2565 Thompson Bridge Road.

Work with a Cumming Social Security Attorney Today

Social Security benefits could provide a much-needed boost to your financial circumstances in the wake of a severe disability. But unfortunately, they are not always easy to obtain. Without guidance from an experienced legal professional, you may have trouble compiling all the documentation you need to obtain approval from the SSA.

A Cumming Social Security lawyer can stand by your side as you apply for the benefits you need, helping to make your application as strong as possible and offering support if you need to appeal a rejection. Call our team today to set up a consultation and learn more.

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